Family Life Blog Carnival- September Edition

Welcome to the September 2009 edition of the Family Life Blog Carnival. We have a variety of topics in this edition, all with the intent of making your family life better. Even if you're a family of one or a couple of with no kids, you're likely to find something useful.

It won't be long till the HolidaySpirit Blog Carnival starts. I plan to run it every other week from around Thanksgiving through right before Christmas. With the idea being to put us all in that "Holiday Spirit" During this time the other blog carnivals run here (The Better Life Carnival, The Carnival of Productivity And GTD, and The Family Life Blog Carnival) will take their Winter Break, appearing again in 2010. I'm still very swamped with submissions (a good situation to be in indeed) so I've published some of the submissions in this edition and hope to have a bigger edition in October. Thank you to everyone that has submitted articles for all of the blog carnivals! I hope that you'll continue to submit articles, read my blog carnivals (others as they meet your interests) as well as continue reading my blog posts. You can also subscribe via email or by RSS Feed so that you don't miss a blog carnival or any of the other posts. If you have ideas for topics or subjects that you'd like to see in future editions feel free to post them in the comments section at the end of this post. If you have any other comments, feel free to leave them as well. You can submit your blog article(s) to the next edition of the Family Life Blog Carnival using our carnival submission form. Links to past posts and the dates of future scheduled editions can be found on our blog carnival index page. You can also check out The Better Life Carnival and The Carnival of Productivity And GTD (also appearing at this blog) and look for the HolidaySpirit Blog Carnival (coming soon). Without further adieu, here is the September Edition of the Family Life Blog Carnival....

Vacations And Travel

Billeater presents Enjoying Vacation Without Big Expenses posted at Billeater.

Health

Dietetic boy presents The Advantage That you Will Find From the Many Vegetarian Menus | Vegetarian Culinary Recipes posted at Vegetarian Culinary, saying, "see why its worth to eat vegan and vegetarian food!"

Cooking And Recipes

Myscha Theriault presents Cooking for Kids: A Survival Guide | Wise Bread posted at Wise Bread, saying, "An article on cooking for children within the nuclear, extended and blended family."

Cuisine master presents Indian Vegetarian Gourmet | Vegetarian Culinary Recipes posted at Vegetarian Culinary, saying, "video tutorial showing how to make vegetarian gourmet. reallty nice dish!"

Mangoz presents RAW VEGAN NORI SUSHI ROLL DEMONSTRATION posted at Vegetarian Culinary, saying, "Easy guide on how to make vegan sushi rolls!"

Safety And Security

Chris Morris presents Home Security Cameras - Protect Your Loved Ones posted at Home Security Systems, Home Security Products, Home Alarm Systems, saying, "Home Security Systems, Home Security Products, Home Alarm Systems"

Family And Relationships

Tisha Tolar presents Strengthening The Family Bonds posted at Empowering Mom.

Dr. Alan Singer presents Taking Responsibility Trumps Sibling Rivalry in Biblical Brothers Story by Dr. Alan Singer posted at FamilyThinking.com, saying, "When raising children, sibling rivalry can surely test your patience. But after reviewing the Biblical story of Joseph and his brothers, I realized there is much more to the story"

Family Activities

Margaret Garcia presents 100 Fun, Healthy and (Mostly) Free Family Activities posted at Ultrasound Technician Schools.

Mobility

Steve Parkinson presents Mobility Scooters can give you freedom posted at Mobility Scooters Birmingham.

Steve Norris presents Scooter vs Wheelchair Power - by Lala B. | Mobility Scooters Bradford posted at Mobility Scooters Bradford.

Money And Finance

Destroy Debt presents Good Til The Last Drop: Use it Before You Throw it In the Trash posted at Destroy Debt.

Leave Debt Behind presents Are Pay As You Go Cell Phones Worth It? posted at Leave Debt Behind.

Leave Debt Behind presents Are You Responsible for Your Deceased Parents Debt? posted at Leave Debt Behind.

Debt Freedom Fighter presents Simple and Easy Methods to Reduce Your Debt Significantly posted at Discover Debt Freedom!.

Other

Ben presents Eight Ways to Beat Bad Customer Service posted at Money Smart Life.

Mikkal Travvis presents How To Start An Organic Garden posted at Organic Health.

Margaret Garcia presents Top 100 Blogs on Christian Families posted at Becoming A Radiologist. Note: it isn't the policy here to endorse a specific religion, for those wishing to live a Christian lifestyle, there might be some nice blogs to check out and think about adding to your reading list. Also, being open to what people of different faiths have to say can sometimes be a valuable experience (you never know where and when you'll learn something valuable).

I hope that you've enjoyed this edition the Family Life Blog Carnival. Stay tuned for future blog carnival editions as well as the other regular posts found here. You can submit your blog article(s) to the next edition of the Family Life Blog Carnival using our carnival submission form. Links to past posts and the dates of future scheduled editions can be found on our blog carnival index page. starts. Don't forget about the other blog carnivals run here (The Better Life Carnival, The Carnival of Productivity And GTD, and coming soon the 2009 HolidaySpirit Blog Carnival, as well as the normal articles appearing here and my other blog.

Picture credit: A drawing by my daughter Anna currently hanging near our front doorway.

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the family life, blog carnival.

August 2009 Edition of the Family Life Blog Carnival

Welcome to the August 2009 edition of the Family Life Blog Carnival. We have a variety of topics in this edition, all with the intent of making your family life better. Even if you're a family of one or a couple of with no kids, you're likely to find something useful.

Several months ago I decided to run three different blog carnivals (The Better Life Carnival, The Carnival of Productivity And GTD, and The Family Life Blog Carnival) with the HolidaySpirit Blog Carnival being run towards the end of the year. I started with an very aggressive schedule that wasn't realistic and needed to be adjusted (as those things tend to happen) and some other life events came along that influenced me to move some publication dates. This is a smaller edition than I would have planned but I was determined to get an edition out in August. With nearly 1000 submissions I just don't have the bandwidth to review them all in time for this edition. I am really happy to see that the submissions have grown for all the blog carnivals that I run and have been surprised to see that the HolidaySpirit Blog Carnival continues to get regular submission even though the next edition wasn't scheduled until November! I do like blog carnivals for a variety of reasons including the exposure to varying ideas, opinions, authors, and writing styles and the exposure that it can bring to the writers, so I hope that you'll continue to submit articles, read my blog carnivals (others as they meet your interests) as well as continue reading my blogs. You can also subscribe via email or by RSS Feed so that you don't miss a blog carnival or other post. If you have ideas for topics or subjects that you'd like to see in future editions feel free to post them in the comments section at the end of this post. If you have any other comments, feel free to leave them as well. You can submit your blog article(s) to the next edition of the Family Life Blog Carnival using our carnival submission form. Links to past posts and the dates of future scheduled editions can be found on our blog carnival index page. So without further adieu, here is the August Edition of the Family Life Blog Carnival....

Family & Parenting

Debbie Dragon presents US Moms Guiltier Than Moms in France posted at Empowering Mom.

Matthew Paulson presents Childs Play Keeping Your Kids Safe posted at American Consumer News. Some toy hazards to keep your eyes open for.

School Problems

Concerning Kids presents How To Handle A School Yard Bully posted at Concerning Kids. Are you concerned that your child is being bullied or maybe even hurting other kids at school? Here are some things to consider in this post.

Saving For College

Savings Toolbox presents The UnTruths About Saving For College posted at Savings Toolbox. Here are some things to consider about saving for your children's college education.

Health

Concerning Kids presents Tips For Parents Of Picky Eaters | Concerning Kids posted at Concerning Kids. I'm a picky eater myself, so here is some good advice for parents with one ore more kids that are picky eaters!

Goals & Self-development

Deposit Accounts presents A Wish is a Goal Unfulfilled posted at Deposit Accounts. Why wish, why not set a goal?

Travel

mom & dad presents Disney Cruise, Take Two posted at raising4boys.com.

Safety

Professor presents The Last Zebra posted at Professor of Protection. Parents can use this safety tip to keep kids close in crowds.

Money & Finance

KCLau presents Save money the stupid way posted at KCLau's Money Tips, saying, "Simple ways to save money".

Leave Debt Behind presents Helping Family Change Their Spending Habits posted at Leave Debt Behind. Advice on how to change your family's spending habits.

Ben presents Alternative Minimum Tax and Federal Income Tax Withholding Changes posted at Money Smart Life.

Savings Toolbox presents Money Saving Tips from the Grocer posted at Savings Toolbox. Some tips to save you some money at the grocery store.

Leave Debt Behind presents Facts About Debt Consolidation Loans posted at Leave Debt Behind.

Other

nickel presents Save on Healthcare: Cheap Immunizations at the Health Department posted at fivecentnickel.com.

I hope that you've enjoyed this edition the Family Life Blog Carnival. Stay tuned for future blog carnival editions as well as the other regular posts found here. You can submit your blog article(s) to the next edition of the Family Life Blog Carnival using our carnival submission form. Links to past posts and the dates of future scheduled editions can be found on our blog carnival index page.

Photo credit: Gosling... courtesy of 13dede.

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the family life, blog carnival.

March Edition of The Family Life Blog Carnival- Part 1

Welcome to the March edition of The Family Life Blog Carnival- Part 1. Looking at the submissions for this edition there are well over 100 again, so we'll be publishing the March edition in installments. We plan to publish the next installment of the March edition later this week so stay tuned, or better yet why not subscribe via RSS or email so that you don't miss it. Most of the articles mentioned in our blog carnivals provide useful and/or entertaining information but occasionally there might be an article where a certain degree of risk or controversy exists and our readers will need to ultimately to decide if they agree or wish to follow the advice held within the articles. The goal of The Family Life Blog Carnival is to provide articles that can help you improve and enjoy the various facets of your family life, as we try to provide a wide variety of articles to do just that but it isn't always possible for Systems-Overload to test or verify every bit of all the articles, so please give proper consideration before buying anything or doing anything that might seem risky. Thank you to everyone that submitted articles. If you have any comments about this edition or have any suggestions for topics you'd like to see in future editions, why not leave a comment?

Deposit Accounts presents Stimulating $400 Per-Worker Tax Credit for 2009 and 2010 posted at Deposit Accounts.


DebbieDragon presents The 2009 Entertainment Book Review and Giveaway posted at Empowering Mom.


Silicon Valley Blogger presents YNAB (You Need A Budget) Personal Budget Software Is 10% Off posted at The Digerati Life,, sayijng "Here's a budgeting tool to help your family and make it easy for you to develop and maintain your family budget" Note from Systems-Overload, we have not tried this product and are not endorsing it by its inclusion in this blog carnival. Please be sure to carefully read about any promotions to see what is applicable.


nickel presents Should You Pay Your Kids for Good Grades? posted at fivecentnickel.com.


travelcat4 presents GreenPrint - Helping To Save Printer Paper posted at Latest Inventions.


Patrick @ Cash Money Life presents What is Your Financial Fallback Plan? posted at Cash Money Life, saying "Do you have a financial fallback plan? "


Bank CD Rates presents Health Savings Account as a Retirement Account? posted at MonitorBankRates.com, saying "Are you maxing out your 401K and IRA contributions every year and want a way to save more for retirement using a pretax method? Another way of stashing away money pretax for your retirement is using a health savings account (HSA)."


The Shark Investor presents Strategies For Raising Funds: Borrow Your Way To Wealth posted at The Shark Investor, saying "How and when to use loans for investing".


Finance Tips 101 presents Scholarship And Grant Information For Interested High School Graduates posted at Finance Tips 101.


keevisr presents Mortgage Loans After Bankruptcy posted at Loan Info Central, saying "Many people believe that once they file for bankruptcy they will have a difficult time getting a mortgage loan. However, there is still hope for being approved even with a recent bankruptcy."


SJ presents Is Traveling During Pregnancy Safer By Air Or Land? posted at Pregnancy Info, saying "Many pregnant women need to travel. This article is about whether it is safer to fly or drive."

That concludes this installment Submit your blog article to the next edition of The Family Life Blog Carnival
using our Submit an entry to “The Family Life carnival submission form. Past posts and future hosts can be found on our Blog Carnival index for “The Family Life” Be sure to stay tuned for the second installment of the March edition of The Family Life Blog Carnival.

Photo credit: old photo courtesy of ontzy.

Technorati tags:

the family life, blog carnival.

March Edition of The Better Life Blog Carnival- Part 2

Welcome to the March edition of The Better Life Blog Carnival- Part 2. Word seems to be getting out about the blog carnivals that we're running here and we were flooded with submissions for this edition, so we decided that we'd put this one into two parts. Here is the second installment, we hope to run another installment within in the next couple of days, so stay tuned, or better yet, why not subscribe to Systems-Overload so that you don't miss them.


Chris presents The Great Sunflower Project - free seeds! posted at Smith Family Garden, saying, "Free Sunflower seeds for your garden! The Great Sunflower Project wants to determine areas where bee numbers are critically low. You can help and get free seeds in the process."


Kevin Fleming presents How to Mount an LCD or Plasma TV posted at Satellite TV Guru.


Leave Debt Behind presents How to Pay Down Your Debts Quickly posted at Leave Debt Behind.


Debt Free Destiny presents Do You Know How Your Credit Score Is Determined? posted at Debt Free Destiny.

DIY

Jon Beebe presents You Can Speed Read posted at DevelopMinds.com Blog, saying, "Anyone can learn to speed read quickly and easily."


The Smarter Wallet presents Develop Skills For Managing Your Life So You Can Save Money posted at The Smarter Wallet.


Lindsay presents Beekeeping in Your Backyard: Questions & Answers for Beginners posted at Off the Urban Grid, saying, "Even in the city, you can often have a beehive and make your own honey. And your vegetable garden will benefit from the bees too."


Kathryn presents Getting Creative with Love: 10 Really Romantic DIY Projects posted at Kathryn Vercillo on HubPages, saying, "Links to great craft ideas that you can make to give to someone for celebrating your love."


Raily Arena presents Reverse Cell Phone Lookup: Benefits posted at How to Find Phone Number.

Frugal Living

Joe Manausa presents Safe Home Buying Process In Tallahassee | Tallahassee Real Estate Blog posted at Tallahassee Real Estate Blog, saying, "If you have ever purchased a home, then you know how much emotion goes into the selection process. Buying a home is not like buying something off the shelf at a consumables store, rather it is a process in which we determine how we will be living our lives in the near future. A prudent buyer knows this and therefore should create a process that does not allow emotion to initiate the home selection process."


GP presents Lessons from the Frontier House « Manely Montana posted at Manely Montana, saying, "Life Lessons learned from The Frontier House"


Finance Tips 101 presents Scholarship And Grant Information For Interested High School Graduates posted at Finance Tips 101.


Chris presents Cost of Living Chart - Goa, India (in Rupees, Dollar and Euro) posted at nomad4ever.


Relax presents The happy way to spend money posted at The Wise Curve, saying, "we are happier when we spend money to gain experience than buying material goods"


Condo Blues presents How to Make a T Shirt Quilt posted at Condo Blues, saying, "When life gives you too many t-shirts - make a quilt!"


Sigrid Landau presents A Trio Of Quick And Easy Money Saving Tips To Help You In Survive The Difficult Times posted at A1 How To, saying, "If you are looking for some ways to save some decent amount of cash over this year, then here are a few tips of simple money saving pointers that you might like to consider for your own finances."

Other

Silicon Valley Blogger presents 10 Steps To Becoming A Millionaire posted at The Digerati Life.


OnlineCollege presents Walden, and 99 other Free Online Books posted at Universities and Colleges.


moonaai01 presents LOVE IS........... posted at The Perfect Love.


Covert Hypnotist presents The Dark Side of Hypnosis, Is there Cause For Concern? | Conversational & Covert Hypnosis Blog posted at Conversational & Covert Hypnosis Blog, saying, "The ‘dark side of Hypnosis’ is a common theme among books, movies and television, but is there truly a ‘dark side’ of Hypnosis?"


Aparna presents Anuloma-Viloma pranayama breathing exercise posted at Beauty & Personality Grooming, saying, "Due to increased oxygen intake during this pranayam exercise, one feels clear headed and calm. Regular practice helps in relieving stress, cold, mild fevers, eye and ear problems, etc. It is also beneficial in migraine, chronic sinus problems, blockages in the arteries of the heart are removed, and blood circulation is also improved. Your approach towards life will also change for the better i.e from negative to positive. But a regular practice of this pranayama for at least 10-15 minutes twice a day is a must to reap the benefits. It need not be mentioned again and again that these breathing exercises must be learnt under a competent yoga guru and then practised. Visit divyayoga.com for details."

Finance Tips 101 presents Answers About Home Equity Loans posted at Finance Tips 101.

Finance Tips 101 presents Alarming Identity Theft Statistics Are Cause For Concern posted at Finance Tips 101.


AdmirableIndia.com presents Trip to Kanyakumari: Chapter 13: Mathoor Hanging Bridge: Part 1 posted at AdmirableIndia.com.


Brad presents Into The Wild: Foraging posted at Tri-Freedom, saying, "Foraging for food in nature and speculation on where this trend will lead."


Relax presents 5 good reasons why you should buy a lot of books posted at The Wise Curve, saying, "Most of my monthly spending goes to books. Before you say that I’m crazy, please let me share with you why we should buy a lot of books."


Homemaker Barbi (Danelle Ice) presents Declutter Your Life for Simple Living posted at Homemaker Barbi, saying, "Do you ever wish you could declutter your life to have less stress? Learn how to deliberately simplify your life to give you more free time, less stress, and more of what you want with less of what you don’t."


Carter presents 2 Methods That Help Procrastinators Succeed posted at SuperSonicSuccess.


Victoria Jennings presents Signs He Won?t Marry You posted at Time To Get Married, saying, "Here are some signs the man you are dating simply won't ever settle down."


Riversider presents 85 Ways To Build Community posted at Broadgate Is Great, saying, "85 ways to make your community a better place to live, without spending lots of money."


J presents Trip to Omkar Ashram at Omkar Hill posted at Discover Karnataka, saying, "Omkar Ashram is little less known place in the travel circuit of Bangalore. However, this place can give a wonderful atmosplere to de-stress."


Finance Tips 101 presents Why Take The Risk Of Day Trading posted at Finance Tips 101.


Joe Hayes presents Fireplace Screens and Accessories posted at Fireplace Screens, saying, "Discusses the purpose for fireplace screens and some of the common types. It's not too late for next winter you know!"


Madeleine Begun Kane presents A Fountain Of Face-Yoga Youth? posted at Mad Kane's Humor Blog.


Adam Pedley presents How I Lost 40 Kgs (88 Lbs) In Less Than 6 Months posted at Adam Pedley.


Suzanne presents Addicted to complaining posted at Without Dash, saying, "Better your life from within."


MoneyNing presents Our Eternal Pursuit of More Wealth posted at Money Ning, saying, "Is money never enough? Know what's important and you will be much happier!"


Tami Blodgett presents Inspired Choices For Staying Emotionally Balanced posted at Online Wellness: A Safe Haven, saying, "During this time of tremendous emotional, mental, physical, spiritual and economic upheaval, it is imperative that we set a conscious intention to stay rooted within ourselves. Catherine offers choices for Staying Emotionally Balanced. Online Wellness Association provides a safe platform for online practitioners and clients."


Chris presents Starting a new life in Australia, part 2 posted at Home I Own, saying, "My journey to a new better life in Australia"


Gem-Publishing presents SQIP - Your Company, Web 2.0 and Beyond posted at Home Business Ideas, saying, "SQIP is launching soon .... everything you need ALL in one place ! Over the years you’ve most likely used Yahoo, My Space, AOL, Youtube, Google, Facebook, Skype just to name a few, if you combine the best features of these companies you get an idea of what Sqip offers. With more features than you can shake a stick at, there is always something for everyone, and it’s always free to use….. Sqip is Your company. …..This is the very best in Web 2.0 and beyond.Sqip is designed so that the members - YOU - own a part of it. And right now you have 100 Free shares waiting for you. Free with no strings attached just for joining and checking Sqip out.Review the video then Claim your 100 free stakeholder shares while they are still available.SQIP is all you need !"


Burak Bilgin presents The Right Way of Having a Relationship posted at Distiller's Corner, saying, "People are diverse. Everybody has his own beliefs, lifestyle, and desires. People also change and evolve in time. Then why shall we define a right way of having a relationship, and ask everybody to comply with it?"


Brian McKay presents Credit Union CD Rates posted at MonitorBankRates.com, saying, "Credit unions have historically provided their members with higher rates on certificate of deposits and savings accounts. Credit unions also offer lower rates on loans and mortgages"

That concludes the March edition of The Better Life Carnival. You can submit your blog article to the next edition of The Better Life Blog Carnival using our "Submit an entry to “The Better Life Carnival” carnival submission form. Past posts and future editions can be found on our "Blog Carnival index for “The Better Life Carnival”blog carnival index page.

Photo credit: Norwegian Lighthouse courtesy of killick1

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the better life carnival, blog carnival.

The February Edition of the Family Life Blog Carnival Part 2

We were flooded with submissions for the February edition of The Family Life Blog Carnival, so we decided to have a second part to that edition. You can find part 1 here. It is so good to see so many people participating! The next edition is currently planned for March 16th, so feel free to make suggestions about what you'd like to see or to submit articles.


The Shark Investor presents It?s Not Hard To Be Good posted at The Shark Investor.


Concerning Kids presents Healthy After School Snacks For Kids posted at Concerning Kids.


KCLau presents Procrastinator, plucker, plotter, and prober posted at KCLau's Money Tips, saying, "Recently I was reading the book titled “The Number: What do you need for the rest of your life and what will it cost?” A rundown on what the book has to offer"


singlemomsrock presents 7 Steps to Economic Empowerment: It Begins Between the Ears posted at Rich Single Momma.


Praveen presents That Will Be 50 Dollars! posted at My Simple Trading System, saying, "My 3 year old son seems to understand money, but overcharges. $50 for a pretend Happy Meal or taxi ride..."


NetBiz presents Free Home Budget Software For Beginners | Free Money Management Programs posted at Money Galaxy - Make Money | Save Money | Invest Money, saying, "Making a budget is the key to maintaining the family finances in order. Try one of the many free online options available"


Carnival of Financial Goals presents WTDirect Review | Cash Money Life posted at Cash Money Life, saying, "Every family needs a high interest savings account - and WTDirect offers some of the highest rates in the nation."


Patrick @ Military Money presents Free Tax Preparation for Military Members posted at Military Finance Network, saying, "Military members are eligible for free tax preparation through their base services or through some commercial tax preparation companies."


Raily Arena presents Tips To Get You Started On Selling Your Home posted at How to Sell Your Own Home.


Joe Manausa presents Real Estate Sales Success | Tallahassee Real Estate Blog posted at Tallahassee Real Estate Blog, saying, "By tracking movement of inventory in the MLS, one is able to tell if the market is expanding or contracting, and whether property values are rising or falling. With this information in hand each month, you can best understand a great strategy for selling a home (or one for buying a home)."


Concerning Kids presents Tips To Get Your Baby To Sleep Through The Night posted at Concerning Kids.


Lisa Mitchell presents Teaching Your Children About Money posted at Let's Talk Babies.


Patrick @ Military Money presents Money Management and Money Saving Tips posted at Military Finance Network, saying, "Money Management and Money Saving Tips -"


Patrick @ Cash Money Life presents How to Save Money on Your Homeowner’s Insurance Rates posted at Cash Money Life, saying, "Tips on how to save money on your homeowner’s insurance rates."


Patrick @ Money Saving Deals presents 50 Free Photo Prints at SnapFish posted at Cash Money Life Deals, saying, "50 Free Photo Prints at SnapFish - Available to new customers!"


Lauren Rose presents Never Use Copy Paste for Your Credit Card Number and Internet Explorer | No Debt Anymore .org posted at No Debt Anymore .org, saying, "Under certain circumstances, your clipboard contents from a copy and paste command can be stolen from the Internet. And that includes your credit card number!"


Wenchypoo presents Rethink the Value of College posted at Wisdom From Wenchypoo's Mental Wastebasket.


Wenchypoo presents When Nutrition and Need Collide posted at Wisdom From Wenchypoo's Mental Wastebasket.


BankMan presents Why You Need a High Yield Savings Account posted at High Yield Savings Accounts, saying, "Everyone needs a high yield savings account to maximize their savings returns, earn more interest, and stash their cash for a rainy day."


Heather Levin presents Coupons For Organic Food and Eco-Friendly Products posted at The Greenest Dollar.


Woman Tribune presents Living Off of Your Credit Cards posted at Woman Tribune.


Victoria presents DIY Taxes posted at Turbo-Mom's Guide to Saving Money Without Wasting Time, saying, "Pitfalls of DIY Tax Software"


julie presents A Tip for Planning Thrifty Shopping Trips posted at Thrifty Frugality, saying, "An easy way to save money on your regular shopping trips. Thrifty and organized!"


FIRE Getters presents Smart Refrigeration Lowers Electricity Bill posted at FIRE Finance.


Robert Hazlewood presents A Survival Guide For The Economic Times posted at Ways to Survive Life, saying, "A guide with some great ideas and tips you can start today and begin saving money."


BankMan presents Never Pay ATM Fees Again posted at High Yield Savings Accounts, saying, "The AllPoint ATM network provides free ATM transactions to customers of member banks. Why pay ATM fees when you don't have to?"


Raily Arena presents Sell Your Own Home: Can Be Very Difficult in Today?s Terrible Economy posted at How to Sell Your Own Home.


Patrick @ Military Money presents What to Do About a Lost or Stolen Stimulus Check posted at Military Finance Network, saying, "If your stimulus check was stolen and cashed, you may be a target of identity theft, which will ruin your credit score. Here are the steps you need to follow."


Patrick @ Money Saving Deals presents Entertainment Book - Save 35% Plus Free Shipping! posted at Cash Money Life Deals, saying, "The Entertainment Book is a coupon book that will easily pay for itself after 2-3 uses. Right now it is 35% off with free shipping!"


Len Penzo presents Plan Dinner Menus In Advance to Save Big Money posted at Len Penzo.Com, saying, "Just make sure you involve the kids in this activity. So, who wants spaghetti tacos!? :-)"


The Investor presents 10 reasons to be cheerful as an investor posted at Monevator.com, saying, "We've been hit with a lot of bad news in 2008 and 2009 hasn't started much better. But families investing for their long-term future have reasons to be cheerful as well as much to fear this year..."


The Shark Investor presents Strategies For Raising Funds: Saving posted at The Shark Investor.


Raily Arena presents Why Making Money Online is NOT so Easy posted at Make Money Easy Online.


Julie Guarnizo presents Beef Up Your Piggy: What To Do When a Relative is a Financial Train Wreck posted at Beef Up Your Piggy, saying, "An article relating to helping a parent in a dire financial situation."


David presents The Business of Banking posted at Personal Finance Ology, saying, "The differences between banking institutions are subtle and have become blurred with the deregulation of the banking industry. Discover the differences between banks and decide which is right for you."


Piotr Stepien presents Visualization Trial posted at we overstep, saying, "Summary of my recent 30 day trial. Use it for making money and bringing peace in your family."


Piotr Stepien presents Money Free World posted at we overstep, saying, "It is good to have money but it is better not to have it at all. Surprised? Read the whole story."


Josanne Anthony presents Money I'm Entitled To Throw Away posted at Brilliant Babblings.


Jacquelyn presents Easy Ways to Save Money posted at WParent.com - Wise Parenting Guide, saying, "Learn about practical money tips and ideas to save money extracted from the free ebook offered at WParent.com"


Stephanie Ann presents Improve you Finances While You Wait posted at The Cheap Diva.


Pinyo presents Life Insurance and Medical Information Bureau (MIB) posted at Moolanomy.


Brian McKay presents What's in the Stimulus Bill for You? posted at MonitorBankRates.com, saying, "We have listed all the benefits for individuals in President Obama's stimulus bill that was just passed."


This concludes Part 2 of The February Edition of The Family Life blog Carnival. The next edition is currently planned for March 16th. You can submit your blog article to the March edition of The Family Life Blog Carnival by using our Submit an entry form to “The Family Life Blog Carnival”. Past posts and future editions can be found on our Blog Carnival index for “The Family Life Blog Carnival” page.

Photo credit: Reading books at home courtesy of hortongrou.

Technorati tags:

the family life, blog carnival.

January 19th Edition of The Family Life Blog Carnival

Welcome to the January 19, 2009 edition of The Family Life Blog Carnival. This is the first edition of this blog carnival. I was overwhelmed by the number of entries. Those entries that I didn't get a chance to review will be considered for the next edition. The next edition of The Family Life Blog Carnival is planned for February 16th. I hope that you all enjoy this edition. If you have any comments or suggestions about what you'd like to see in the next edition, feel free to leave a comment.

KCLau presents Redefine Retirement: Lifestyle Design of the New Rich posted at KCLau's Money Tips, saying, "About retirement, mini-retirement versus deferred retirement, income relativity and how to earn the income you want in the shortest time"

Matthew Paulson presents Throw a Great Kids Party on a Budget posted at American Consumer News.

DebbieDragon presents 11 Tips for a Successful Home-Based Business posted at Empowering Mom.

Travel Advocate presents Disney Announces Military Travel Promotion for 2009 posted at The Travel Advocate.

Destroy Debt presents Debt Got You Down? Turn That Frown Around posted at Debbie's Debt Advice.

Deposit Accounts presents Top 10 Free Online Money Management Tools posted at The Money Blog.

KCLau presents Best of KCLau’s Money Tips 2008 posted at KCLau's Money Tips, saying, "A run down of the best KCLau’s Money Tips 2008"

Fiona King presents 101 Ways to Live More Spiritually and Purposefully, Everyday posted at Christian Colleges.

Matthew Paulson presents Teach Values While Shopping for Your Kids Clothes posted at American Consumer News.

Travel Advocate presents Airline Travel Scoring Flying Deals posted at The Travel Advocate.

Debt Free Destiny presents Save Time and Money: Plan Your Meals in Advance posted at Debt Free Destiny.

Trisha Wagner presents What I've Learned About Working From Home posted at Empowering Mom.

Kiddie & Family Activities

Kevin presents A Family Solution to Childhood Obesity posted at More4kids Childrens Health.

Emma presents Hey there, little baby, swimming in the deep blue sea (part 2) posted at Baby-Log.

The Happy Redneck presents Winterizing Your Pop-Up Camper posted at Should You Marry Her?, saying, "Pop up campers are a nice compromise between the discomfort and bother of tent camping while retaining the feel of"roughing it"."

Money & Finance

Becca Glouzstein presents How to teach your kids about abundance while living frugally posted at Inspiration for Mothers . Com.

Concerning Kids presents Some Thoughts On Affordable Child Health Insurance posted at Concerning Kids.

Jacquelyn presents Simple Ways to Teach Your Child the Value of Money posted at WParent.com - Wise Parenting Guide, saying, "Teaching your children the value of money is the parent's responsibilities through parental guidance and example."

Jill presents Grocery Savings Tips | posted at Jill.

Livingalmostlarge presents Stay at home - loss of potential income posted at LivingAlmostLarge.

The Investor presents Stanford researchers prove you can spend 20% less on gifts for the same result posted at Monevator.com, saying, "Your hunch that expensive gifts aren't worth the money has been confirmed by Stanford researchers. Here's 3 reasons why you're better off buying smaller, more thoughtful gifts."

Joe Manausa presents January 2009 Housing Market Trends | Tallahassee Real Estate Blog posted at Tallahassee Real Estate Blog, saying, "The continuation of the three-year-old bear market in real estate has brought many people forward to comment on the condition of the real estate market. It seems for everybody with an opinion, there are an equal number of theories about where the housing market is going. So, not to be left out of the crowd……. I thought I would chime in with an (updated) opinion of my own."

The Shark Investor presents How To Live The Life Of Your Dreams (Visual Guide) posted at The Shark Investor, saying, "A visual guide to living rich and happy life"

Concerning Kids presents The Top Child Vitamins Available Today - A Helpful List posted at Concerning Kids.

Barry presents Keeping A Change Jar At Home posted at Associate Money.

Brian McKay presents Roth IRA vs Tradtional IRA posted at MonitorBankRates.com, saying, "Which IRA is best for me?
Choosing the right IRA depends on your financial circumstances, your adjusted gross income and your age."

FIRE Getters presents Advantages of Online Banking posted at FIRE Finance.

David presents Misperceptions About Getting Out Of Debt posted at Personal Finance Ology, saying, "The road to financial independence begins by avoiding the money traps that get us into trouble in the first place."

Raymond presents Best CD Rates For High Yield Certificate Of Deposits posted at Money Blue Book.

Silicon Valley Blogger presents YNAB (You Need A Budget) Personal Budget Software Is 10% Off posted at The Digerati Life, saying, "Budgeting is the first step to having control over the household's finances. I review a popular budgeting tool for managing family budgets."

Livingalmostlarge presents From rags to riches posted at LivingAlmostLarge, saying, "to give hope to single moms out there..."

Other

Pamela Parker presents Guardians for your Kids - the Technical Info posted at Legacy.

Cary Anderson presents Campground Safety posted at Should You Marry Her?, saying, "Camping is a blast, don't let failure to adhere to basic safety procedures spoil the fun."

Woman Divorce Support presents Divorce Advice for Women: Help with Support and Recovery at Woman Divorce Support posted at Divorce Advice, saying, "Help for divorcees."

Gary R. presents Racing An Airstream posted at Camping Tips, saying, "Who isn't looking for a good deal these days? While camping and campground fees have always been a great deal, there's a website I just found, freecampgrounds.com that currently has over 1,600 campsites listed that are either free or almost free, meaning $10 or less."

Praveen presents The Anti-Intervention posted at Tao of Simplicity.

Sarah presents Famous Women Poker Player Profile: Lucy Rokach posted at Female Poker Player, saying, "Lucienne (Lucy) Rokach �C one of these top-notch women, is an English poker player from Stoke-on-Trent whose notable achievements include earning over $1.9 million in total poker winnings."

jen from windy ridge presents Dr. Wyatt posted at The Chronicles Of Windy Ridge, saying, "A 5 year old's view of wrinkles"

OurBlogs presents Truthfulness posted at A Guide to Raising Great Kids.

Doug Boude presents My Yoke is Easy and My Burden is Light posted at Doug Boude (rhymes with 'loud').

Woman Tribune presents Feng Shui Your Baby’s Nursery posted at Woman Tribune.

Kevin presents Why Supporting Children's Intuition Is Important to Their Success as Adults posted at More4kids, saying, "Catherine Crawford wrote this article for More4kids on the importance of intuition in children and how to nurture and encourage it."

For the next issue, I'd love to see some articles about...

• Dealing with parents when their health is failing. What can you do when one or both isn't capable of living on their own but refuses to live with you or in an assisted care facility?
• How are you encouraging your kids and motivating them to do their homework?
• If you've discovered learning disabilities in any of your kids, how did you discover it? How do you deal with special needs kids and balance your relationship with your other kids? Are there any resources that you can recommend for parents of kids with disabilities?
  

That concludes this edition of The Family Life Blog Carnival. Stay tuned for the next edition (planned for February 16th. Submit your blog article to the next edition of the family life using the carnival submission form. Past posts and future hosts can be found on the blog carnival index page.

Photo credit: Day in the Park courtesy of bjearwicke

Technorati tags:

the family life, blog carnival.

Announcing New Blog Carnivals

Systems-Overload is pleased to announce that we’ll be hosting three new blog carnivals in 2009. I really enjoyed hosting The Holiday Spirit Blog Carnival and plan to run it again starting in November through shortly before Christmas (look for more on this in future posts) and I was pleased to see what a variety of posts were submitted.

The variety of posts that were submitted to The Holiday Spirit Blog Carnival got me to thinking that hosting some other blog carnivals could be a win-win-win situation. First, it widens the opinions, view, and advice that can be offered by our humble operation. Second, it exposes our readers to other blogs that they might not have otherwise discovered. Third, it gives other bloggers a chance publicize their articles. On a more selfish note, this also allows me the chance to read what other bloggers have to say!

Being a father I’m interested in all kinds of things related to family life. Most families are busy, active, and facing many challenges that are shared by many other families so a recurring blog carnival about family life could be a valuable resource to many of us. We can all learn from each other. We often find that while we think that our problems are unique, the circumstances probably are, but there is enough commonalty to many of our challenges that chances are someone else has already dealt with it before (or at least something closely resembling it). If you’re a blogger with a family maybe you have some tips and tricks for various things related to family life. What are some activities that your family likes to do? What are some things that you do to balance home and work lives? What are some quick healthy meals that you fix and your family enjoys? How have you solved some behavioral problems with your kids? How are you teaching your kids about the value of money and saving? How are you helping your kids plan for their futures? How are helping your kids with their homework? What creative ways are you stretching your family budget? If you’re a new parent or have young children you might be faced with sleeping problems (both for yourself and your kid(s)). If you have teenagers, you might be dealing with rebellious kids or wondering how to keep your kids out of trouble and interested in school. If your own parents are getting older and facing health issues you might be wondering how to deal with issues related to taking care of them or wondering how to deal with issues related to several generations living under the same roof. Single parents raising children face other challenges that might not be understood by households with two parents but certainly understood by other single parents. If you’re a divorced parent that doesn’t have primary custody, you might be wondering how to stay involved in your children’s lives and how to keep a civil relationship with your former spouse. I hope to address many of these concerns with posts at The Family Life Blog Carnival. If you’re interested in submitting an article for this carnival you can do that here. If there are some topics that you’d like to see covered feel free to express this in the comments appearing after that blog carnival edition (or even at the end of this post). I’m currently planning to publish the first edition on January 19, 2009, with one edition planned each month through June so stay tuned here for further details or all currently planned editions are indicated a The Family Life Blog Carnival.

I’ve been interested in being more productive for a few years now. Like many other people I found G.T.D. (Getting Things Done) by David Allen. Reading the book along with some of the blogs that I follow made me interested in writing about productivity and getting things done. Many of us are busily going through our lives and struggling with all that we have to do, so you can understand why GTD and other productivity systems are popular. GTD gives a lot of flexibility into how you use it and has developed an almost cult following and sometimes there are some interesting discussions between GTDers about the “right way” to implement it and practice it. How have you implemented G.T.D.? How do you manage to keep up with your weekly reviews? How do you keep all of your lists updated and current? How do you maintain and track your Next Actions? Has your Some Day/Maybe list become unmanageable? How do you manage to work on your “own” pet projects, when your schedule is swamped? How do you manage to stay focused and productive on the road? How do you work in teams around the globe? How do you manage all your email and all your communications? I hope to tackle some these and other productivity topics at The Carnival of Productivity And GTD. If you’re interested in submitting articles you can do that here. I’m currently planning to publish the first edition on January 26, 2009, with one edition planned each month through June so stay tuned here for further details or all currently planned editions are indicated a Carnival of Productivity And GTD.

We’re all looking for ways to lead better lives. Maybe you want to lead a more frugal lifestyle. Maybe you’ve decided that there is too much clutter in your life and you simply want to simplify your life. Maybe you’re looking for more D.I.Y. (Do It Yourself) projects that can save you money. Maybe you’re looking for ways to save money in these trying economic times. Maybe you’re looking for ways to lead a healthier life. I hope that The Better Life Carnival will have articles on these and other associated topics. If you’re interested in submitting articles you can do that here. I’m currently planning to publish the first edition on February 9, 2009, with one edition planned each month through June so stay tuned here for further details or all currently planned editions are indicated a The Better Life Carnival.

So we’re pleased to announce and host The Family Life Blog Carnival, Carnival of Productivity And GTD, and The Better Life Carnival. We look forward to all the great articles that you all will submit and we look forward to sharing them with you all. We hope to help harness the power of community and the internet. If you have any ideas or topics that you’d like to see covered feel free to leave a comment. Stay tuned, feel free to subscribe via email or RSS, and be sure to share articles that you like with friends and favorite us at your various social networks (like Delicious, StumbleUpon, and Digg).

Photo credit: "Global1" courtesy of thanx

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Participate in World Savings Day With Your Kids

"Green Piggy Bank" courtesy of carloszk

Every year in October all the kids eagerly await that magical day of the month where...they march to the bank with all their coins so that they can be treated wiith whatever goody their local bank might be offering as part of their World Savings Day promotion. Did you think that I was going to talk about Halloween and trick or treating?

We received an adverticement from one of the local banks about October 30th being World Savings Day and I saw a little segment about it on one of the local morning magazines. I saw an entry in Wikipedia about it but they said it was on October 31st. Whichever day it is, you might want to see if any local banks are offering any special promotion for the event. Even if you don't see a promotion that you wish to particpate in or if the bank that you prefer to use (better locations, terms, or any other appropriate reason) isn't offering any promotions it is good to get an account open for your kids and/or add money to accounts that they already have.

Such a promotion is a good way to get your kids into the habit of saving. A lot of the habits that we pick up as kids stay with us all our lives and making a visit to the local bank to put money into your kids savings accounts can be made into a fun event and can help them to put some positive assocations with savings money. For kids it can be a lot of fun putting any spare change that they find laying around into their piggy banks and it can be fun counting the money that they have collected. They can also get excited about seeing the amount that they put into their accounts show up in deposit receipts and later on in account statements.

Even with all the recent turmolt in the financial markets and with banks, in many countries normal savings accounts have some kind of protection, but to be sure you might want to check to see what is really guaranteed and what isn't. Most kids's piggy banks probably won't have to worry about being over that limit.

Find out if their are any local banks that are doing any special promostions for the World Savings Day that you'd like to participate in. If there aren't why not make up your own special promotion for your kids. So why not participate in World Savings Day with your kids and help them to develope and attitude that saving is fun, and why shouldn't it be?

Should One Parent Stay Home After Your Child Is Born?

"Walking Together" courtesy of hotblack

So you’ve recently had a baby (or maybe even multiples) and now you need to decide if one parent will stay home with your child, or will both parents work, or can you make some other arrangement? This is a decision that most every couple with kids must face at sometime or another, how do you decide?

There are those people that will try to judge you as a parent without really knowing your circumstances, who will make statements such as “you shouldn’t have had kids if you couldn’t afford for one parent to stay home with them to raise them” and “a women’s place is in the home”. If these are beliefs held in your household, maybe you have already made your decision, but you should at least consider a few things before carving this in stone. For most families, they will at least need to consider if both parents need to work or not, even if money isn’t an issue.

We made a few different decisions in this area; you might even say that our choices evolved over time. When our oldest daughter was born, my wife worked part-time and we were lucky enough that Oma was with our oldest when my wife worked. When our youngest daughter was born (you need to keep in mind that there is 17 months age difference between our kids) was born, my wife stayed home until the youngest entered kindergarten (this was at 3 in our part of Germany). Then my wife started to work part time. She has done a few different things but all have considered self-employment, which means that there was no tax with-holding by an employer. There is a certain amount of money that can be earned by a spouse that allows them to still be covered under the primary income earner’s healthcare coverage, but once that threshold has been crossed, every cent that your spouse earns now basically goes to pay for their own healthcare coverage needs, so there isn’t any additional take home pay earned until your spouse’s pay exceeds the cost of paying for the health insurance. My wife was totally de-motivated to think that in the one bracket she was basically working to pay for health insurance coverage, and we didn’t want her to work the number of hours necessary to be able to pay for her coverage based on her earnings. We decided that my wife would keep her earnings under the threshold where she would have to pay for health insurance and that kids and her could be covered under my policy. We were recently surprised to find out that we owe a substantial amount of taxes because of my wife’s self-employment status. Without going too much into the taxation issue, it seems that as much as half the money she earned was being taxed at 50% or more, which gives you another thing to consider if both parents should work and if so under what conditions?

While you might not feel that you have a choice about one parent staying home or not, you might feel that financially both parents need to work, this is something that should be discussed between both parents. This is one discussion that needs to happen for a variety of reasons. If this decision is made without any discussion and input by both parents, one parent might come to resent it later, causing strain on the couple’s relationship and the family as a whole. Because this is such a big thing with such wide-reaching ramifications, both parents need to be in agreement with this decision. Also, there are some couples where the father stays home, where the couple rotated who stayed home, and where both parents reduced their working hours for a period of time, so the mother doesn’t have to always be the primary care giver.

Without further adieu, here are some things that you’ll want to consider in your decision about both parents working…

• Stay at Home Mom vs. Working Mom. There seems to be a battle within the world of women where one group kind of resents while envying the other. Working mothers often feel guilty for not being with their kid (s), that they are some how neglecting their responsibilities as a mother. They can also feel that someone else is raising their kid (s). Stay at home mothers can sometimes develop self-esteem problems, feeling that there is more to life than taking care of their kids and that they’re somehow missing out. They can also feel that they aren’t contributing to society. While at one level, stay at home mothers know that they’re doing something important, at another level they often forget this and can feel trapped by the house and the kids.

• What about the career of both parents? Between the two of you, who has better career possibilities, if they continue working? Is one of you willing to put their career on hold to stay at home for a while? Will it hurt the career of one (or both) of the parents to stay at home for a while? Because there can be a lot of resentment by a parent that stays at home if this isn’t discussed, This really needs to be properly considered.

• How much is child care going to cost? Day care and baby sitters can be very expensive and it likely that this will eat a big chunk of the income brought in by both working parents, these costs can make staying home much more attractive (financially at least). You’ll also want to consider that day cares and sitter will often not take your kid (s) when they’re ill, which can be quite often when they’re young, so you’ll need to make arrangements for these situations. Day cares and sitters take vacation and can get sick, which can leave you in a tough situation more often than you might think.

• Will you need to keep two cars in order for both parents to work? If one parent staying home means that you can get down to one car, means that you eliminate the money associated with the second car for; monthly car payments/lease, car repairs, insurance, fuel (not to be overlooked considering our current high gas prices), normal maintenance, and so on. You’ll also need to remember that just because one parent stays at home doesn’t necessarily mean that you can or will get rid of one car. You might find that the parent staying at home does need their own car. By giving up your second car, you are giving up some flexibility and you might find that you don’t save that much on fuel costs, if the one spouse has to take and pick up the other work, this means that you have only moved the fuel expense from one vehicle to another, not realizing any net savings in this area. By driving the one vehicle the same distance at was being covered by two, now means that there will be more wear and tear (more maintenance and repairs) needed because of more use and you could easily exceed the mileage restrictions on your vehicle’s lease.

• Two working parents will need a wardrobe for two working parents. While the types of clothes needed depend upon the type of work that you do, in general there aren’t too many jobs where you can get by wearing the same clothes to the office as you do at home, this means additional cost to figure into your calculations and considerations. The wardrobe of the second parent may even need to be dry-cleaned or require special care. By one parent staying home, you might be able to save the money that you would ordinarily have needed to spend on a special wardrobe.

• What will your health insurance costs be? Depending upon the working conditions of the second parent, it is likely that there will now be health insurance costs associated with the fact that they’re now working. These costs can be very large and the total amount spent on healthcare coverage will be less, with one working parent and the whole family covered under this policy, than needing two policies because of two working parents.

• What tax issues to you need to consider? With a second parent working, there is a good chance the couple’s income will move into higher tax bracket than with only one working parent. This means that less money is coming in that from the second income because it is now being taxed at a higher rate. You might find that after you consider in change in tax brackets, that there really isn’t so much more actual money coming in from the second parent working!

• As a stay at home parent, you can spend a lot of quality time with your kid (s). It is hard to put a price tag on all the memories. There are unique memories at all times of you children’s lives, not just when they’re an infant or toddler, and you can be there for a lot of those memories. There is a difference to the dynamic of the relationship between the stay at home parent and a working one. Often, the stay at home parent will have a closer relationship to their children than they might have if they worked. Having more time to spend with your kids means that you can have more of an impact on the values they develop and how they’re raised in general. You can also avoid having your own version of that Harry Chapin song “The Cats in the Cradle”.

• The stay at home parent can avoid some of those unpleasant things from the working world. They don’t have a time clock to deal with (although being a parent is a 24/7/365 job that doesn’t end at 5pm). They don’t have to worry about office politics and gossip). They avoid doing those administrative requirements that leave you scratching your head as to “why do you have to do this again?” It isn’t so easy to send unruly bosses and clients to their room when they have gotten on your nerves.

• Maybe there are there some creative solutions that you haven’t thought of. A stay at home parent might be able to start their own business. They might also be able to do a variety of work online, at hours that fit into their schedule. We have a friend that runs her own day care, which has allowed her to stay home with her kids.

• Have you given the financials enough consideration? After considering the items that I have mentioned above, you might find that the little bit extra coming in from the second working parent is not worth it, you may actually be losing money because of it.

• Make a decision for yourselves. You’ll want to consider all the things above, but it would be great if you could make a decision that you want and that you’re happy with rather than letting the circumstances dictate your decision. Hopefully you know your priorities and what is important to you; it would be good if your decision can incorporate this.

Take the time to decide if it makes senses for both parents to work and make a decision that you both parents can live with. Is there anything else you think needs to be considered in this decision? How did you decide if one parent would stay home or not? If you liked this article, please consider subscribing to the blog via RSS or email, share it on del.icio.us or on Digg and pass it on to anyone that you think might appreciate it. Thank you. :)

On Deck…

I’ll be publishing posts about…

• The next in my series of weight loss strategies
• My next Spotlight on the web.
• More on productivity, web 2.0, social networking, family, parenting, health, and other things that you can use.

Other Posts That You Might Also Like to Read…

• Is It Time To Review Your Insurance Coverage?
• The Customer Is Always Right
• Treat Others The Way That You Wish To Be Treated
• Easter Greeting…14 Principles for Dealing With Other People
• Are Your Assumptions Holding You Back?
• Who Mentored You
• GTD Overview
• Keep Your Projects Simple Stupid
• Why Aren’t You Working Your “Someday/Maybe’ Projects?
• Teaching Our Kids About Money
• Heart Check